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Picture this person, if you will.
20- 30- 40- 50- something. Absolute rubbish with money.
Makes enough money. Never has money.ย
Sound familiar?
We teach our children how to read and write and code and compute and science โ everything they need for their bright shiny futures as cogs in the consumption engine. But we donโt teach them about money โ how to use it, how to invest it, and how to make it work for them.ย
Proitiโsthing on Monday could be about me in my 20s and early 30s. I was Budget Rani with my spreadsheets and complex math. Yet, I started each month flush and ended it povvo (thanks, Shabaz).
Everyone I knew was just like me.ย
Because unless you are one of those โhospital creasesโ people, budgets N.E.V.E.R. work. Budgets (like business plans and resolutions) are always aspirational.
I likely would have been this person forever if Avraham Byers and his brilliant, stupidly simple daily wad of cash method hadnโt come along.ย
Imagine this:
Every day, before you go off to the wars, I knock on your door and give you money. Say 100 of whichever currency applies to you. This is your money. Yours to spend on whatever you need โ groceries, expensive coffee, kibble for your cat, pizza and a movie.
Iโm back at your door the following day with another 100 for you to spend. On whatever you want. And I come back every day, day after day, with another 100 for you.
A Magic Number.
A fixed amount of money to spend every day without obsessing over the implications sounds like something you could get on board with, right? Avraham has a cute little e-book where he explains how to go about finding yours.ย
Whoโs the Povvo now?
K
P.S. This is the first photo of all of us together in one place ever. Weโre delicious, no?